Credit Card Payoff Calculator

Credit card debt is expensive — UK credit cards typically charge 20–30% APR, meaning the interest can quickly exceed the original purchase price if you only make minimum payments. Our credit card payoff calculator shows you exactly how long it will take to clear your balance and how much total interest you will pay. You can also see the dramatic difference that paying more than the minimum makes: even an extra £50 per month can save hundreds of pounds in interest and cut years off your repayment time. Enter your balance, interest rate, and monthly payment to get started.